{"id":605,"date":"2014-08-05T15:44:40","date_gmt":"2014-08-05T13:44:40","guid":{"rendered":"https:\/\/www.remgro.com\/groepsbeleggings\/banking\/"},"modified":"2025-10-26T11:33:06","modified_gmt":"2025-10-26T09:33:06","slug":"finansiele-dienste","status":"publish","type":"page","link":"https:\/\/www.remgro.com\/af\/groepbeleggings\/finansiele-dienste\/","title":{"rendered":"Finansi\u00eble dienste"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p class=\"lead\">[vc_row css=&#8221;.vc_custom_1698487499379{margin-right: 0px !important;margin-bottom: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1698487507081{margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 10px !important;padding-bottom: 10px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1761244483855{margin-bottom: 0px !important;margin-left: 0px !important;}&#8221;]\n<div class=\"icon-box\">\n<div class=\"responsive-table\">\n<table class=\"table-inv-review2 table-fin-report\">\n<thead>\n<tr>\n<th class=\"bold text-blue\">\u00a0Bydrae tot wesensverdienste<\/th>\n<th class=\"highlight-col\">30 Junie<br \/>\n2025<br \/>\nR miljoen<\/th>\n<th style=\"font-weight: normal;\">30 Junie<br \/>\n2024<br \/>\nR miljoen<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u00a0OUTsurance Group<\/td>\n<td class=\"highlight-col bold\">1\u00a0398<\/td>\n<td>\u00a01\u00a0080<\/td>\n<\/tr>\n<tr class=\"light-blue-border\">\n<td>\u00a0Business Partners<\/td>\n<td class=\"highlight-col bold\">85<\/td>\n<td>83<\/td>\n<\/tr>\n<tr class=\"light-blue-border2\">\n<td class=\"bold text-blue\"><\/td>\n<td class=\"highlight-col bold\">1\u00a0483<\/td>\n<td>1 163<\/td>\n<\/tr>\n<tr class=\"spacer-row-bottom\">\n<td><\/td>\n<td class=\"highlight-col\"><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><!--\n\n\n<div class=\"responsive-table\">\n\n\n<div class=\"gradient-blue-wrapper\">\n\n\n<div class=\"container-table-light-blue\">\n\n\n<table class=\"table-inv-review\">\n\n\n<thead>\n\n\n<tr>\n\n\n<th>Contribution to headline earnings<\/th>\n\n\n\n\n<th>30\u00a0June\n2023\nR\u00a0million<\/th>\n\n\n\n\n<th>30\u00a0June\n2022\nR\u00a0million<\/th>\n\n\n<\/tr>\n\n\n<\/thead>\n\n\n\n\n<tbody>\n\n\n<tr>\n\n\n<td>OUTsurance Group<\/td>\n\n\n\n\n<td><strong>888<\/strong><\/td>\n\n\n\n\n<td><strong>796<\/strong><\/td>\n\n\n<\/tr>\n\n\n\n\n<tr>\n\n\n<td>Business Partners<\/td>\n\n\n\n\n<td><strong>72<\/strong><\/td>\n\n\n\n\n<td><strong>70<\/strong><\/td>\n\n\n<\/tr>\n\n\n\n\n<tr class=\"black-border\">\n\n\n<td><\/td>\n\n\n\n\n<td><strong>960<\/strong><\/td>\n\n\n\n\n<td><strong>866<\/strong><\/td>\n\n\n<\/tr>\n\n\n\n\n<tr class=\"spacer-row-bottom\">\n\n\n<td><\/td>\n\n\n\n\n<td><\/td>\n\n\n\n\n<td><\/td>\n\n\n<\/tr>\n\n\n<\/tbody>\n\n\n<\/table>\n\n\n<\/div>\n\n\n<\/div>\n\n\n<\/div>\n\n\n-->[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]<img decoding=\"async\" class=\"size-full wp-image-17020 aligncenter\" src=\"https:\/\/www.remgro.com\/wp-content\/uploads\/Bydrae.png\" alt=\"\" \/>[\/vc_column_text][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][vc_tta_tabs style=&#8221;flat&#8221; shape=&#8221;square&#8221; color=&#8221;blue&#8221; active_section=&#8221;1&#8243; no_fill_content_area=&#8221;true&#8221;][vc_tta_section title=&#8221;OUTsurance Group&#8221; tab_id=&#8221;1603283311847-c71fb2b4-60a2b3c1-d0ca&#8221;][vc_row_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]\n<p class=\"heading-3\">OUTsurance Group Beperk<\/p>\n<p class=\"heading-3\">(OUTsurance Group)<\/p>\n<p class=\"heading-4\">Effektiewe belang: 30.5%<\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text css=&#8221;&#8221;]<img decoding=\"async\" class=\"infrastructure-img\" src=\"https:\/\/www.remgro.com\/wp-content\/uploads\/outsurance_logo.svg\" alt=\"\" width=\"120px\" \/>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1730224123243{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1730224132932{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]<span class=\"profile-txt\">Profiel:<\/span> OUTsurance Group is \u2019n groep vooraanstaande versekerings- en finansi\u00eble diensverskaffers wat in twee sleutelmarkte sake dryf. In Suid-Afrika bied OUTsurance motor-, huis-, besigheids-, lewens-, begrafnis- en troeteldierversekering. In Australi\u00eb verskaf Youi motor-, huis-, besigheids- en verpligte derdepartyversekering (CTP). Die OUTsurance Group het in 2024 \u2019n derde mark in Ierland betree.<\/p>\n<hr style=\"background-color: #032259; color: #032259; height: 2px;\" \/>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1730224194535{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1730224186282{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]\n<p class=\"heading-3\">Korporatiewe inligting<\/p>\n<div><span class=\"text-heavy text-blue\">Markkapitalisasie op 30 Junie 2025:<\/span> R121 195 miljoen<\/div>\n<div><span class=\"text-heavy text-blue\">Genoteer op:<\/span> JSE Beperk<\/div>\n<div><span class=\"text-heavy text-blue\">Hoofuitvoerende beampte:<\/span> M C Visser<\/div>\n<div><span class=\"text-heavy text-blue\">Remgro genomineerde direkteure:<\/span> J J Durand, F Knoetze (alternatief)<\/div>\n<div class=\"\"><span class=\"text-heavy text-blue\">Webwerf:<\/span> <a href=\"https:\/\/group.outsurance.co.za\/\" target=\"_blank\" rel=\"noopener\">www.outsurance.co.za<\/a><\/div>\n<h4><\/h4>\n<p>&nbsp;<\/p>\n<p class=\"heading-3\">Volhoubaarheidsmaatstawwe<\/p>\n<div><span class=\"text-heavy text-blue\">KMB-spandering:<\/span> R63 miljoen<\/div>\n<div><span class=\"text-heavy text-blue\">Opleidingspandering:<\/span> R97 miljoen<\/div>\n<div><span class=\"text-heavy text-blue\">Aantal werknemers:<\/span> 7 868<\/div>\n<div class=\"\"><span class=\"text-heavy text-blue\">BBSEB-status:<\/span> Vlak 1<\/div>\n<div class=\"\"><span class=\"text-heavy text-blue\">Omgewingsaspek: <\/span>Vlak 1- en 2-uitlatings van 14 993 ton CO<sub>2<\/sub>e<\/div>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1730224190821{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1761471169351{margin-top: 2rem !important;}&#8221;]\n<div class=\"responsive-table\">\n<table class=\"table-inv-review2\">\n<thead>\n<tr class=\"no-border\">\n<th class=\"\" rowspan=\"2\">\u00a0Finansi\u00eble hoogtepunte<\/th>\n<th class=\"text-center\" colspan=\"2\">Jaar ge\u00ebindig 30 Junie<\/th>\n<th><\/th>\n<\/tr>\n<tr>\n<th>2025<br \/>\nR miljoen<\/th>\n<th>2024<br \/>\nR miljoen<\/th>\n<th class=\"text-right\"><em>%<br \/>\nverandering<\/em><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u00a0Inkomste<\/td>\n<td class=\"highlight-col\">37\u00a0131<\/td>\n<td class=\"\">31\u00a0913<\/td>\n<td class=\"\"><em>16.4<\/em><\/td>\n<\/tr>\n<tr>\n<td valign=\"bottom\">\u00a0Wesensverdienste<\/td>\n<td class=\"highlight-col\">4\u00a0585<\/td>\n<td class=\"\">3\u00a0525<\/td>\n<td class=\"\"><em>30.1<\/em><\/td>\n<\/tr>\n<tr class=\"light-blue-border\">\n<td valign=\"bottom\">\u00a0Genormaliseerde wesensverdienste<\/td>\n<td class=\"highlight-col\">4\u00a0728<\/td>\n<td class=\"\">3\u00a0536<\/td>\n<td class=\"\"><em>33.7<\/em><\/td>\n<\/tr>\n<tr class=\"spacer-row-bottom\">\n<td><\/td>\n<td class=\"highlight-col\"><\/td>\n<td class=\"\"><\/td>\n<td class=\"\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1730224172549{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1730224181255{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]\n<hr style=\"background-color: #032259; color: #032259; height: 2px; margin-top: 0px;\" \/>\n<p class=\"p1\">OUTsurance Group se bydrae tot Remgro se wesensverdienste het met 29.4% tot R1 398 miljoen (2024: R1 080 miljoen) toegeneem. Op \u2019n genormaliseerde verdienstegrondslag, wat sekere afwykings uitsluit, het OUTsurance Group \u2019n toename van 33.7% tot R4 728 miljoen (2024: R3 536 miljoen) gerapporteer. Dit is hoofsaaklik te danke aan \u2019n groter bydrae deur OUTsurance Holdings Beperk (OUTsurance), die belangrikste bate in OUTsurance Group. OUTsurance se genormaliseerde verdienste het met 29.6% tot R4 962 miljoen (2024: R3 830 miljoen) toegeneem. Hierdie bevredigende resultate is ondersteun deur sterk organiese groei, gunstige natuurrampverliese, laer herversekeringskoste en ho\u00ebr beleggingsinkomste. Die verbeterde verdienste-uitkoms vir die jaar is behaal ondanks die wesentlike toename in die aandeelgebaseerde betalingsuitgawe en die ho\u00ebr aanvangsverlies wat vir OUTsurance Ierland gerapporteer is.<\/p>\n<p class=\"p1\">Die ho\u00ebr aandeelgebaseerde betalingsuitgawe vir werknemers is gekoppel aan OUTsurance se aandeelprys wat vir die finansi\u00eble jaar met 68.7% toegeneem het. Die laaste gedeelte vestig in September 2025 waarna die leeftyd van langtermyn-aansporings na die nuwe voorwaardelike aandeleplan sal skuif. Hierdie plan het \u2019n laer hefboomfinansieringsverhouding wat \u2019n bestendiger betalingsuitgawe sal verseker. Die aandeelgebaseerde betalings-uitgawe wat aan die uitgaande skema gekoppel is, was R1 300 miljoen vir die finansi\u00eble jaar onder oorsig. Dit is R656 miljoen ho\u00ebr as die vorige finansi\u00eble jaar.<\/p>\n<p class=\"p1\">OUTsurance Group is die genoteerde entiteit waarin Remgro \u2019n belang van 30.5% het.<\/p>\n<p class=\"p1\">Die hoofbesigheid van OUTsurance Group is:<\/p>\n<div class=\"gold-box mb-2\">\n<div class=\"responsive-table\">\n<table class=\"table-grey-shading\" style=\"width: 100%; max-width: 100%; border-collapse: separate; border-spacing: 0; background-color: #ebe3d9;\">\n<tbody>\n<tr>\n<td class=\"text-heavy\">OUTsurance Holdings (92.8%)<\/td>\n<td><\/td>\n<td>Gereguleerde versekeringsgroep-houermaatskappy<\/td>\n<\/tr>\n<tr>\n<td class=\"text-heavy\">OUTsurance SA (100%)<\/td>\n<td><\/td>\n<td>Suid-Afrikaanse korttermyn-versekeringsbedrywigheid, bestaande uit OUTsurance Personal en OUTsurance Business<\/td>\n<\/tr>\n<tr>\n<td class=\"text-heavy\">OUTsurance Life (100%)<\/td>\n<td><\/td>\n<td>Suid-Afrikaanse lewensversekeringsbedrywigheid wat onderskrywings- en begrafnisprodukte insluit<\/td>\n<\/tr>\n<tr>\n<td class=\"text-heavy\">Youi group (100%)<\/td>\n<td><\/td>\n<td>Australiese korttermynversekeringsbedrywighede, bestaande uit persoonlike, besigheids- en CTP-versekering<\/td>\n<\/tr>\n<tr>\n<td class=\"text-heavy\">OUTsurance Ireland (100%)<\/td>\n<td><\/td>\n<td>Nuwe onderneming vir persoonlike eiendoms- en ongevalleversekering in die Republiek van Ierland<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p class=\"p1\">OUTsurance SA bestaan uit twee hoofbedryfsafdelings: OUTsurance Personal en OUTsurance Business. Die genormaliseerde verdienste het met 32.4% tot R2 928 miljoen (2024: R2 212 miljoen) toegeneem. Dit is vanwe\u00eb \u2019n sterk bedryfsvertoning danksy premie-inflasie, bevredigende organiese groei, gunstige weerstoestande en \u2019n laer waargenome frekwensie van eise, ondanks \u2019n uitgawe van R1 105 miljoen wat aan die uitgaande werknemeraandeleskema gekoppel is. OUTsurance SA het \u2019n algehele groei van onderskeidelik 9.7% en 9.9% in bruto geskrewe en netto verdiende premies gelewer. Die ho\u00ebr groei in netto verdiende premies is vanwe\u00eb gunstige herversekeringprysbepaling. Die eiseverhouding het van 49.8% tot 44.6% verbeter, en beide die Personal- en Business-afdelings het beter uitkomste gelewer. Natuurrampeise, gemeet as \u2019n persentasie van netto verdiende premies, het van 5.9% tot 4.0% afgeneem danksy \u2019n merkbare afwesigheid van groot katastrofiese gebeurtenisse.<\/p>\n<p class=\"p1\">OUTsurance Life se genormaliseerde verdienste het met 66.2% tot R349 miljoen (2024: R210 miljoen) toegeneem danksy goeie momentum in beide die Direct- en Funeral-afdelings. N\u00e1 \u2019n tydperk van strategiese vereenvoudiging het die besigheid se verbeterde kostedoeltreffendheid groei in bedryfswins bevorder. OUTsurance Life het \u2019n beduidende bykomende koste aangegaan wat aan die uitgaande werknemer-aandeleskema se betalingsuitgawe van R132 miljoen (2024: R64 miljoen) gekoppel word. Indien die ho\u00ebr betalingsuitgawe ge\u00efgnoreer word, het OUTsurance Life \u2019n marge van 19.8% vergeleke met 12.5% in die vorige jaar behaal wat waarde van nuwe besigheid (VNB) betref. Met die ho\u00ebr betalingsuitgawe ingesluit, is \u2019n VNB-marge van 14.7% vergeleke met 9.0% in die vorige jaar behaal. Die laer bedryfsuitgawe-profiel het tot verbeterde marges gelei.<\/p>\n<p class=\"p1\">Die Youi group (Youi) se genormaliseerde verdienste het met 45.5% tot R2 290 miljoen (2024: R1 574 miljoen) toegeneem danksy indrukwekkende omsetgroei en bedryfsprestasie vir die jaar onder oorsig. Die sterk premiegroei word toegeskryf aan die Direct-boek waar Youi, bykomend tot die impak van voortgesette premie-inflasie, goeie organiese groei gelewer het. Premie-inflasie het in die tweede helfte van die jaar omgekeer en neem tans af in ooreenstemming met huidige inflasietendense. Youi het gedurende die huidige jaar sy deelname aan die makelaarsverspreidingskanaal BZI be\u00ebindig. Benewens premie-inflasie is die gesonde bedryfswinsgroei deur sterk organiese groei en laer eise-ervaring behaal. Ondanks sikloon Alfred, \u2019n hewige tropiese sikloon wat die suidooste van Queensland en Nieu-Suid-Wallis se noordkus in Australi\u00eb getref het, was Youi se natuurrampeise as \u2019n persentasie van netto verdiende premies 1.4% laer as in die vorige finansi\u00eble jaar. Bruto geskrewe premie het met 19.7% verhoog in randwaarde ten spyte van die versterking van die rand met 4.2% teen die Australiese dollar. In Australiese dollarterme was die groei 25.1%. Die eiseverhouding het van 61.1% tot 58.5% afgeneem vanwe\u00eb gunstige weerstoestande en ontwikkeling van aanspreeklikheidseise in die vorige jaar.<\/p>\n<p class=\"p1\">OUTsurance Ierland, wat amptelik in Mei 2024 geloods is, het goeie momentum in die Ierse mark behaal en R269 miljoen bruto geskrewe premie in sy eerste volledige bedryfsjaar gegenereer. Genormaliseerde verliese het tot R402 miljoen (2024: genormaliseerde verlies van R180 miljoen) toegeneem. Die bedryfsverlies en netto eisuitgawe word verwring deur die vereiste om aan \u2019n beswaarde verlies rekenskap te gee. Die beswaarde verliesvoorsiening word deur <i>IFRS 17 <\/i>vereis vanwe\u00eb die besigheid se kleiner skaal. Namate die besigheid uitbrei, sal die beswaarde verliesverhouding verklein. Die bedryfsverlies, wat beswaarde verliese uitsluit, het toegeneem vanwe\u00eb \u2019n toename in bedryfskoste wat met bemarking en bedryfsinfrastruktuur verband hou.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Business Partners&#8221; tab_id=&#8221;1603283311885-e7c55467-0a66b3c1-d0ca&#8221;][vc_row_inner css=&#8221;.vc_custom_1698488630555{margin-top: 2rem !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]\n<p class=\"heading-3\">Business Partners Beperk<\/p>\n<p class=\"heading-3\">(Business Partners)<\/p>\n<p class=\"heading-4\">Effektiewe belang: 45.0%<\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text css=&#8221;&#8221;]<img decoding=\"async\" class=\"infrastructure-img\" src=\"https:\/\/www.remgro.com\/wp-content\/uploads\/2023\/10\/business-partners-logo.png\" alt=\"\" width=\"200px\" \/>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1730224265433{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1730224283006{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]<span class=\"profile-txt\">Profiel:<\/span> Business Partners se hoofbedryf is om kapitaal, kennis en vaardigheid in lewensvatbare klein- en mediumgrootte ondernemings (KMO\u2019s) te bel\u00ea. Die maatskappy bel\u00ea in KMO\u2019s deur befondsing, ondersteuning en mentorskap aan entrepreneurs te verskaf.<\/p>\n<hr style=\"background-color: #032259; color: #032259; height: 2px;\" \/>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1730224364474{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1730224368973{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]\n<p class=\"heading-3\">Korporatiewe inligting<\/p>\n<div><span class=\"text-heavy text-blue\">Ekwiteitswaardasie op 30 Junie 2025:<\/span> R3 162 miljoen<\/div>\n<div><span class=\"text-heavy text-blue\">Ongenoteer<\/span><\/div>\n<div><span class=\"text-heavy text-blue\">Hoofuitvoerende beampte:<\/span> J Lang<\/div>\n<div><span class=\"text-heavy text-blue\">Remgro genomineerde direkteure:<\/span> C W Ceasar, M Lubbe, N J Williams<\/div>\n<div class=\"\"><span class=\"text-heavy text-blue\">Webwerf:<\/span> <a href=\"https:\/\/www.businesspartners.co.za\/\" target=\"_blank\" rel=\"noopener\">www.businesspartners.co.za<\/a><\/div>\n<h4><\/h4>\n<p>&nbsp;<\/p>\n<p class=\"heading-3\">Volhoubaarheidsmaatstawwe<\/p>\n<div><span class=\"text-heavy text-blue\">KMB-\/Opleidingspandering:<\/span> R7 miljoen<\/div>\n<div><span class=\"text-heavy text-blue\">Aantal werknemers:<\/span> 274<\/div>\n<div class=\"\"><span class=\"text-heavy text-blue\">BBSEB-status:<\/span> Vlak 1<\/div>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1730224359188{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1761471182763{margin-top: 2rem !important;}&#8221;]\n<div class=\"responsive-table\">\n<table class=\"table-inv-review2\" border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr class=\"no-border\">\n<th class=\"\" rowspan=\"2\" align=\"left\">\u00a0Finansi\u00eble hoogtepunte<\/th>\n<th class=\"text-center\" colspan=\"2\">Jaar ge\u00ebindig 31 Maart<\/th>\n<th><\/th>\n<\/tr>\n<tr>\n<th class=\"text-right\" nowrap=\"nowrap\" width=\"120\">2025<br \/>\nR miljoen<\/th>\n<th class=\"text-right\" nowrap=\"nowrap\" width=\"120\">2024<br \/>\nR miljoen<\/th>\n<th class=\"text-right\"><em>%<\/em><br \/>\n<em>verandering<\/em><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td align=\"left\" valign=\"bottom\">\u00a0Omset<\/td>\n<td class=\"highlight-col\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><strong>752<\/strong><\/td>\n<td class=\"\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><strong>739<\/strong><\/td>\n<td class=\"\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><em>1.8<\/em><\/td>\n<\/tr>\n<tr>\n<td align=\"left\" valign=\"bottom\">\u00a0Bedryfswins<\/td>\n<td class=\"highlight-col\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><strong>376<\/strong><\/td>\n<td class=\"\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><strong>363<\/strong><\/td>\n<td class=\"\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><em>3.6<\/em><\/td>\n<\/tr>\n<tr class=\"light-blue-border\">\n<td align=\"left\" valign=\"bottom\">\u00a0Wesensverdienste<\/td>\n<td class=\"highlight-col\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><strong>189<\/strong><\/td>\n<td class=\"\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><strong>188<\/strong><\/td>\n<td class=\"\" align=\"right\" valign=\"bottom\" nowrap=\"nowrap\"><em>0.5<\/em><\/td>\n<\/tr>\n<tr class=\"spacer-row-bottom\">\n<td><\/td>\n<td class=\"highlight-col\"><\/td>\n<td class=\"\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1730224374139{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1730224378432{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]\n<hr style=\"background-color: #032259; color: #032259; height: 2px; margin-top: 0px;\" \/>\n<p class=\"p1\">Business Partners het \u2019n Maart-jaareinde en gevolglik is sy resultate vir die 12 maande tot 31 Maart 2025 in Remgro se resultate vir die jaar onder oorsig ge\u00ebkwiteer. Wesensverdienste toeskryfbaar aan Remgro vir die jaar onder oorsig het R85 miljoen (2024: R83 miljoen) bedra. Die toename in Remgro se toeskryfbare wesensverdienste is danksy bykomende Business Partners-aandeleverkrygings gedurende die jaar.<\/p>\n<p class=\"p1\">Business Partners se wesensverdienste vir die 12 maande ge\u00ebindig 31 Maart 2025 het R189 miljoen (2024: R188 miljoen) bedra, terwyl die wins toeskryfbaar aan aandeelhouers met 0.7% van R274 miljoen tot R276 miljoen toegeneem het.<\/p>\n<p class=\"p1\">Business Partners se leningsportefeulje het ondanks die ingewikkelde makro-ekonomiese omgewing marginale groei getoon. Hierdie prestasie is hoofsaaklik danksy die aansienlike verbetering in waarde en hoeveelheid leninguitbetalings en sterk vereffenings en invorderings van kli\u00ebnte.<\/p>\n<p class=\"p1\">Business Partners se eiendomsportefeulje het met 8.4% toegeneem, hoofsaaklik vanwe\u00eb verkrygings van R74 miljoen en billike waarde wins van R75 miljoen. Hierdie prestasie is grootliks gedryf deur toenames in verhurings- en verhalingstariewe, verbeterde invorderings van verhuurders en minder le\u00eb ruimtes.<\/p>\n<p class=\"p2\">Netto omset vir eiendom van R165 miljoen (2024: R164 miljoen) het op soortgelyke vlakke as die vorige jaar gebly. Die toename in huurinkomste en -verhalings is ondersteun deur verbeterde tariewe vir le\u00eb ruimtes teen 5.8% (2024: 9.1%). Verhogings in bedryfsuitgawes wat inflasiekoerse oorskry het, veral versekeringspremies en munisipale eiendomsbelasting, het egter trae netto omset vir die jaar beteken.<\/p>\n<p class=\"p1\">Business Partners se beleggingsinkomste en wins het R134 miljoen (2024: R132 miljoen) bedra en bestaan hoofsaaklik uit billike waarde wins op beleggingseiendomme en wins op die verkoop van ongenoteerde beleggings (aandeelhoudings in geassosieerde maatskappye). Die billike waarde wins op die beleggingseiendomsportefeulje het aansienlik toegeneem, vanaf R44 miljoen in 2024 tot R75 miljoen in 2025, hoofsaaklik vanwe\u00eb die verkoop van groter eiendomme wat in die vorige finansi\u00eble jaar swakker presteer het, verbeterde huurinkomste en -verhalings en \u2019n afname in die aantal le\u00eb ruimtes. Die wins op die verkoop van ongenoteerde beleggings van R35 miljoen het vanaf R46 miljoen in die vorige jaar afgeneem en word deur onderliggende beleggings se balansstate, markpryse vir bates en ooreengekome aandeelverkope be\u00efnvloed. N\u00e1 \u2019n balansering van die beleggingsportefeulje gedurende die vorige jaar, wat die verkoop van groter, swakker-presterende eiendomme behels het, het wins op die verkoop van beleggingseiendomme tot R1 miljoen (2024: R19 miljoen) afgeneem.<\/p>\n<p class=\"p2\">Business Partners se toekomstige bedryfsomgewing is steeds onseker weens huidige geopolitieke spanning en die potensi\u00eble impak daarvan op rentekoerse en ander ekonomiese aanwysers. Die maatskappy bly, ondanks hierdie uitdagings, daartoe verbind om sy beleggingseiendomsportefeulje uit te brei, sy aanbieding te versterk en in KMO\u2019s te bel\u00ea. Business Partners verwag \u2019n toename in uitgawes namate die maatskappy sy strategiese doelwitte nastreef, en in tegnologie en digitalisasie bel\u00ea om sy reikwydte uit te brei, meer KMO\u2019s ondersteun en sy diensaanbod verhoog. Business Partners se gesonde balansstaat met lae skuldvlakke posisioneer die maatskappy om bykomende befondsing vir belegging in mense en tegnologie te verkry. Dit sal die maatskappy se vermo\u00eb bevorder om meer KMO\u2019s te finansier en uit te brei.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][\/vc_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1698487499379{margin-right: 0px !important;margin-bottom: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1698487507081{margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 10px !important;padding-bottom: 10px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1761244483855{margin-bottom: 0px !important;margin-left: 0px !important;}&#8221;] \u00a0Bydrae tot wesensverdienste 30 Junie 2025 R miljoen 30 Junie 2024 R miljoen \u00a0OUTsurance Group 1\u00a0398 \u00a01\u00a0080 \u00a0Business Partners 85 83 1\u00a0483 1 163 [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;][\/vc_column_text][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][vc_tta_tabs style=&#8221;flat&#8221;&#8230;  <a href=\"https:\/\/www.remgro.com\/af\/groepbeleggings\/finansiele-dienste\/\" class=\"more-link\" title=\"Read Finansi\u00eble dienste\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"parent":440,"menu_order":24,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"footnotes":""},"class_list":["post-605","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Finansi\u00eble dienste - Remgro Limited<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.remgro.com\/af\/groepbeleggings\/finansiele-dienste\/\" \/>\n<meta property=\"og:locale\" content=\"af_ZA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finansi\u00eble dienste - Remgro Limited\" \/>\n<meta property=\"og:description\" content=\"[vc_row css=&#8221;.vc_custom_1698487499379{margin-right: 0px !important;margin-bottom: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1698487507081{margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 10px !important;padding-bottom: 10px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1761244483855{margin-bottom: 0px !important;margin-left: 0px !important;}&#8221;] \u00a0Bydrae tot wesensverdienste 30 Junie 2025 R miljoen 30 Junie 2024 R miljoen \u00a0OUTsurance Group 1\u00a0398 \u00a01\u00a0080 \u00a0Business Partners 85 83 1\u00a0483 1 163 [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;][\/vc_column_text][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][vc_tta_tabs style=&#8221;flat&#8221;... 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